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Buyer Assistance Programs

FIRST TIME HOME BUYER, DOWNPAYMENT ASSISTANCE, Buy, Sell, Lease Residential Real Estate in katy, sugarland, richmond, fort bend county

​NACA – America’s Best Mortgage Program

  • No Down Payment

  • No Closing Costs

  • No Points or Fees

  • Below Market 30-year or 15-year Fixed Rate

  • No Credit Score Consideration

    (approval based on individual circumstances)

  • A 30-year fixed interest rate mortgage loan, several rates and loan options available

  • Down payment assistance (DPA) 3% to 5% of the loan amount

  • You do not have to be a first-time homebuyer

  • Not required to live in the home for any set period of time

  • DPA is a gift that never needs to be repaid

  • Available statewide through a network of participating lenders

​SETH 5 Star Texas Advantage Program – provides a grant of up to 5% of the cost of the home. Repayment of the grant money is not required. Applicants do not need to be a first time home buyer, and the funds may be used for mortgages with fixed 30 year rates.


With our very unique Lease-to-Own program, you’ll actually go out “house shopping” for your rental home - and YOU will choose a beautiful home listed "FOR SALE" from the Houston MLS ( for your rental


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